Photo by Aymane Jdidi via Pixabay Most people do not think of creating an estate plan before they are in their 40s or even their 50s. However, if you own a home, regardless of the cost of the home and regardless of your age, you should create an estate plan. Even if you are in your 20s, your...

Photo by Andrea Piacquadio from Pexels Housing priorities of young families and retired couples can vary. More and more households are combining by necessity or for the added convenience. When households combine, invariably, some adjustments will be necessary. However, the needs of young families with babies and toddlers are not really so different from the "aging in place"...